Errors and Omissions (E&O) Insurance

Even the Godfather Made Mistakes — Make Sure Yours Are Covered

In today’s fast-paced and highly regulated business environment, even the most experienced professionals can make mistakes. At Wilcock Filley and Associates Insurance, we help protect your business against the unexpected with Errors and Omissions (E&O) Insurance—a critical layer of liability coverage designed to safeguard your reputation, finances, and future.

What Is E&O Insurance?

Errors and Omissions Insurance, sometimes called Professional Liability Insurance, protects your business when a client holds you responsible for a mistake, negligence, or failure to perform professional duties. Whether it’s an oversight in documentation, a missed deadline, or a misunderstanding in a service agreement, E&O insurance helps cover legal costs, settlements, and judgments.

Who Needs E&O Coverage?

E&O Insurance is essential for professionals who provide advice, services, or specialized expertise. This includes:

Insurance agents and brokers
Financial advisors and planners
Real estate agents
Accountants and tax preparers
Consultants and coaches
IT professionals and software developers
Marketing and media professionals
Architects and engineers

Even with the best intentions and detailed contracts, client disputes can arise. E&O coverage helps you handle those situations with confidence.

Errors and Omissions (E&O) Insurance - Protect your business against the unexpected

What Does E&O Insurance Cover?

E&O policies are tailored to your profession and may include coverage for:

Negligence or mistakes in professional services
Omissions or incomplete work
Misrepresentation or inaccurate advice
Legal defense costs, even if you’re not at fault
Settlements and judgments up to your policy limits
Alleged breach of contract

Note: E&O insurance does not typically cover intentional wrongdoing, bodily injury, property damage, or general liability.

Protect Your Reputation and Finances – Call for Customized E&O Coverage Today!

Why Choose Wilcock Filley and Associates?

At Wilcock Filley and Associates, we understand the risks professionals face because we work with them every day. Our knowledgeable team will:

Customize a policy that fits your profession and risk exposure
Compare top-rated carriers to ensure competitive pricing
Support you with quick quotes, expert advice, and ongoing service
Be your advocate if a claim arises

We’re committed to helping you protect the business you’ve built with integrity and hard work.

Get Covered Today

Don’t wait until a costly mistake threatens your livelihood. Let Wilcock Filley and Associates Insurance help you secure reliable Errors and Omissions coverage that gives you peace of mind—and a professional edge.

Please complete the following application accurately and thoroughly. If you have any questions, feel free to contact our office at (480) 464-2288 or email us at info@wfains.com.

Section 1: Applicant Information

Legal Business Name:(Required)

DBA (if any):

Primary Contact Name(Required)

Title:(Required)

Phone Number(Required)

Email Address:(Required)

Website URL(Required)

Mailing Address:(Required)

Section 2: Business Details

Type of Business Entity:(Required)

Business Entity(Required)

Year Business Established(Required)

Number of Employees(Required)

Number of Owners/Partners/Officers(Required)

Description of Services Provided:(Required)

Do you provide services outside of the United States?(Required)

If yes, explain:(Required)

Section 3: Coverage Information

Requested Effective Date:(Required)

Limits of Liability Requested:(Required)

Other(Required)

Deductible Preference:(Required)

Other(Required)

Have you had previous E&O coverage?(Required)

If yes, provide the following:

Insurance Company:(Required)

Policy Period: From(Required)

To(Required)

Limits:(Required)

Deductible:(Required)

Any gaps in coverage in the last 3 years?(Required)

If yes, explain:(Required)

Section 4: Claims History

Have any claims or suits been made against you or your firm in the past 5 years?(Required)

If yes, please provide details on a separate sheet, including dates, nature of the claim, amount paid or reserved, and outcome.(Required)

Max. file size: 32 MB.

Are you aware of any circumstances that could result in a future E&O claim?(Required)

If yes, please explain:(Required)

Section 5: Additional Information

Annual Gross Revenue (past 12 months):(Required)

Projected Gross Revenue (next 12 months):(Required)

List of major clients (optional):

Professional Licenses or Certifications Held:(Required)

Section 6: Applicant Statement & Signature

I hereby certify that the information provided in this application is true and complete to the best of my knowledge. I understand that any false statements or material omissions may result in denial of coverage or cancellation of the policy. Completion of this application does not bind the company to issue coverage.

Signature of Applicant:(Required)

Name (Printed):(Required)

Title:(Required)

Date(Required)

To submit, please type the word "white"*(Required)

Errors and Omissions (E&O) Insurance

What Is E&O Insurance?

Who Needs E&O Coverage?

What Does E&O Insurance Cover?

Why Choose Wilcock Filley and Associates?

Get Covered Today

Section 1: Applicant Information

Section 2: Business Details

Section 3: Coverage Information

Section 4: Claims History

Section 5: Additional Information

Section 6: Applicant Statement & Signature

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